The answer to that question is a resounding “Yes, you can get an annual free credit report!”. Since Congress enacted The Fair and Accurate Credit Transaction Act, FACTA, in 2003, you now have the right to receive an annual free credit report from all 3 of the major credit reporting companies, Equifax, Experian and TransUnion.

What is even better is that the process is relatively easy without having to jump through a lot of hoops. All 3 of the major credit reporting companies have partnered and set up one single website, to streamline the whole process.

And if you have some apprehension on divulging certain pieces of your information online, no problem! The site will provide you with phone numbers to all three companies and it will also provide you with a form that you can download, print out and request your annual free credit report by mail if that makes you feel even more secure.

What you need to realize is that this is the only authorized site on the Internet that has been established explicitly for this purpose. It’s very safe and very secure. In fact it even provides a brief explanation on how you can be certain that you haven’t arrived through another link that you clicked. And just so you know, if you have, all you need to do, as is stated on the official site, is type the site’s address into your browser. Simple!

Click to View Your Report

Now let’s move on and address the issue of how others might want you to get your annual free credit report.

The first thing you should know is credit reports and the credit business in general is one of the largest markets in this country. The reason being is that so many people either need credit and want to learn tips on how to secure it, while others have credit and want to get more and thirdly you have people who have credit, kind of screwed it up and now want to learn how to repair their credit.

If you want to see just how competitive things are online, all you need to do is type in annual free credit report into Google and you will get back around 5 million search results. And quite frankly, that is a heck of a lot results!

If you choose the wrong site to visit that promises you free credit reports or free credit scores the first thing you should do is smile and click away. Because you know better, right? Of course you do. These sites are very enticing and slickly worded with only one overall purpose in mind. And that is to get you to sign up for your reports for a low price and when you do, you get enrolled into some type of credit monitoring system that charges you a monthly fee.

So now you are armed with the information that you need to get your annual free credit report. One official site is all that you need, write it down, to get your credit reports form all the credit reporting companies on an annual basis. The rest are just imposters.

Click on the button below and get your credit check report with free scores and start monitoring your credit!

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