Maybe you’ve heard the term Triple Alert somewhere and you’re curious. And now you’ve come here maybe seeking some solid information on what it’s all about. Well, first of all thank you. In the span of this short article we’ll try and spell out exactly what it is and how it might benefit you. So with that said, let’s delve into what this whole Triple Alert is all about.

If you typed Triple Alert into your favorite search engine, you’ll find that it doesn’t just jump right out at you. This is actually due to the fact that Triple Alert is actually a credit monitoring service that is offered by Experian. And just in case you don’t know, Experian is one the 3 major credit reporting companies in this country. In other words, this is one of the joints where you have a credit report.

Now let’s take a look at what the service offers so you can make an informed decision on whether or not it is right for you.

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The whole idea behind Triple Alert is that for a small monthly fee, in fact you probably spend more at your local fast food place, your credit reports at ALL three of the credit reporting companies are monitored on a daily basis to see if any type of key data has been added or any information contained in your file has been changed. If any of these two situations or detected you will receive an alert.

“How do receive these alerts?”

You actually can alerts delivered to you in two ways. The first way is email and the second is by SMS text to your mobile phone. This way, since most of us do carry our phones wherever we go, you’ll always be informed should something change in any one of your credit reports.

“Ok, I get that but why do I need to be alerted about information going to my credit file?”

The answer to that is quite simple. It can identify signs of identity theft! When Triple Alert is monitoring your reports, it can alert you to any derogatory information that is sent to your file or if there have been any recent inquiries into your credit. These are just a few signs that someone might be trying to use your identity to secure a loan or a credit card in your name.

Here is the reality. Identity theft is a growing crime in this country and by monitoring your credit reports, you can get an early heads up just in case you’re being targeted. If you weren’t made aware of suspicious activity to your credit report and someone is out there buying up a storm in your name, the after effect to YOUR credit can be disastrous.

Triple Alert gives you a legitimate way to fight back against identity theft. So when you stop and think about what being a victim of this crime can mean to you, the small cost of such of program really does pale in comparison.

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