The first and foremost thing you probably want to know about AnnualCreditReport.com is if the website is really legitimate or just another one of those sites that offers you a free credit report but still tries to charge you for their services. You may have even visited a few of those yourself.

In today’s age of sites stealing your sensitive information, especially in the area of credit reports and credit repair, knowing which sites that can be trusted in your search for your credit reports is crucial.

So in order to verify that AnnualcreditReport.com is indeed what many claim they are, the only real way to confirm this was to actually visit the site.

Upon landing on the site, the first thing that you will notice is that it is actually very plain and simple. What you will also notice in the lower left corner of your browser, Firefox was used for this test, is the little lock icon that tells you this site is secure. What this means to you is that any information you exchange on AnnualCreditReport.com is encrypted and secure from hackers.

Click to View Your Report

What you will also notice is that everything is laid out very clearly in easy to understand instructions. In order to get your free annual credit report from either Equifax, Experian or Transunion, all you need to do is click on the “Request report” and the process is underway.

Now at this stage on many sites you may have stumbled upon, many might ask for information that is irrelevant in obtaining your credit report, such as credit card information!

Not at AnnualCreditReport.com though.

The second part of the process is a secure form where you enter the standard information. Name, Address, Date of Birth and social security information! You are probably now thinking “Oh No!!! I can’t do that! Everyone tells me NEVER to give that out online!”.

Don’t worry. If applying for your credit reports online makes you feel just a tad uneasy, AnnualCreditReport.com has easy instructions to either request your reports via phone or by mail. These instructions are also very clear and easy to follow.

Now for this article and to test the validity of the site, we followed through on the online process. After entering the required information and clicking finish, we were immediately take to the Equifax verification page where you will be asked a series of questions to further establish you are who you say you are. And these questions will be something that is only known to you.

After answering these questions correctly, you then are taken to the request form for whatever credit agency you are requesting your credit report from. All you need to do at that point is click “submit” and you have your credit report, just print it out!

And, it was FREE!

In conclusion, AnnualCreditReport.com is the real site established by the 3 credit reporting agencies! It’s also full of additional information that also may benefit you along with the links to various agencies that can assist you in whatever credit matters that are your concern. Put your mind at ease, DO NOT be afraid to use AnnualCreditReport.com in any way shape or form.

Click on the button below and get your credit check report with free scores and start monitoring your credit!

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